We may be compensated by LightStream through links on this site.
Finance your home improvement projects with LightStream. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.
When you finance with LightStream, your good credit will be rewarded.
Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That's what LightStream delivers, so you can improve your home without breaking your budget.
You're in control of your LightStream loan.
Financing with LightStream means you can choose payment terms that fit your budget. Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.
Whole project funding. No fees. No home equity requirements.
When you finance with LightStream, you don't have to deal with fees, prepayment penalties, appraisals or home equity requirements. LightStream is focused on making the process seamless for you without giving you hoops to jump through.
Get your funds, fast.
LightStream's easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.
The process is easier and faster than you can imagine.
Click below to apply. You will receive a response shortly during business hours.
Complete LightStream loan application; watch your email for updates.
Funds are deposited directly into your bank account. Complete your project!
Apply below with LightStream's hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.
All loans are subject to credit approval by LightStream.
Truist Bank is an Equal Housing Lender. © Truist Financial Corporation. Truist, LightStream, and the LightStream logos are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
LightStream offers hassle-free home improvement financing with one of the best loan experiences you’ll ever have. Good-credit customers can expect competitive, low rates, and flexible terms to tackle practically any project. It’s quick and easy to apply online, and funds are directly deposited into your account. No home equity or appraisals are needed, and there are no fees or prepayment penalties. (We may be compensated by LightStream through this link)
All loans are subject to credit approval by LightStream.
Truist Bank is an Equal Housing Lender. © 2026 Truist Financial Corporation. TRUIST, LightStream, and the LightStream logos are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Customers with good credit can expect highly competitive rates and flexible repayment options to tackle practically any home remodeling project.
The online application is incredibly simple. Once approved, your funds are deposited directly into your bank account so you can begin your project immediately.
You can move forward with total peace of mind knowing there are absolutely no home equity requirements, no appraisals, and no prepayment penalties.
Let’s turn your remodeling ideas into a home you’ll truly love for years to come. Reach out to our Bakersfield team today to get started.
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